Finance for your property development project
A development proposal needs a funding plan that considers the purchase, the works and how the borrowing will be repaid. We help you explore suitable lenders and prepare the information needed to assess your project.
Start with the project and its exit
Tell us about the site, planning position, proposed works, budget and timetable. We will also discuss your experience, professional team, available contribution and intended repayment route.
Look beyond the headline facility amount
A funding proposal needs to account for when money is required, the conditions for its release and the costs of the facility. We help you understand the proposed structure and the questions to resolve before proceeding.
Your professional team should test the build budget, contingency and expected exit. Delays, cost increases or a weaker sale or refinancing outcome can affect the project.
Can you consider a first project?
Tell us about your experience and the people supporting the development. We can assess whether there are suitable options to explore; funding is not assured.
What if I am buying at auction?
Contact us before bidding. The auction contract determines the completion deadline, and finance needs to be assessed against it. Do not assume an initial funding discussion is a commitment to lend.
Can funding include the purchase and works?
We can discuss both elements of your proposal. The amount, contribution required and release of funds depend on the lender’s assessment and offer conditions.
Talk through your development proposal
Request a callback with a summary of the project and your funding requirement. Finance is subject to status and lender criteria. Property offered as security may be at risk if borrowing is not repaid.
Let’s discuss your next step
We are a credit broker not a lender. Cogent Finance is a trading style of Cogent Finance Limited, registered at 9 Freetrade House, Lowther Road, Stanmore, HA7 1EP. Company Register number is 08858716. Cogent Finance Limited is Authorised and Regulated by the Financial Conduct Authority. Our FCA registration number is 727183. You can check via www.register.fca.org. We are registered with the ICO, ZA101760 and you can check via www.ico.org.uk. We conduct unregulated business only and therefore not all products provided through us are regulated by the Financial Conduct Authority. We source finance from the whole of market. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
Cogent Finance Ltd is a member of the National Association of Commercial Finance Brokers (NACFB).